Editorial Policy & FCA Transparency Statement

1. Our Mission & Editorial Standards

YourFinances.co.uk is the public-facing brand licensed to NXD Team Ltd (company number 15412004). The platform provides financial information and digital tools. It does not provide regulated financial or debt advice. Learn more about us. Please also read our legal disclaimer, our privacy policy, and our terms of use.

The mission of YourFinances.co.uk is to provide clear, accurate, and impartial information about debt solutions and how to access free debt advice to help UK residents make informed financial decisions. Our content is created to the highest editorial standards, prioritizing accuracy, objectivity, and user trust.

2. Fact-Checking & Accuracy

Every piece of content is rigorously fact-checked for accuracy before publication. The YourFinances.co.uk editorial team consults primary sources, such as government legislation, FCA guidelines, and reports from reputable financial bodies. Whether covering IVA regulations, DRO eligibility, or credit recovery in our Credit Rebuilders Hub, we are committed to ensuring all statistics, figures, and statements are correct and up-to-date at the time of publishing.

3. Content Review Process

Our content undergoes a multi-stage review process. Content is reviewed and updated where relevant. Legally sensitive and regulated topics are subject to internal review controls.

• Initial Draft: Created by the YourFinances.co.uk editorial team.
• Editorial Review: Reviewed for clarity, tone, and adherence to editorial guidelines.
• Regular Updates: Content is reviewed and updated to reflect changes in legislation, regulations, or market conditions. This includes keeping guides like our credit report guide and tools like the budget balancer current.

4. Sources and References

We are committed to transparency in our sourcing. We cite reputable sources where appropriate, including government websites (e.g., GOV.UK, The Insolvency Service), regulatory bodies (e.g., Financial Conduct Authority), and established financial charities (e.g., StepChange, National Debtline). We do not present opinions as facts.

5. Corrections Policy

We strive for 100% accuracy, but we acknowledge that errors can occur. If we discover an error, we will correct it promptly and transparently. If the error is significant, we will add a correction note to the article. Readers can report potential errors by contacting us via our contact page or emailing Contact@YourFinances.co.uk.

6. AI-Assisted Content

Some content on this platform may be assisted by AI tools. AI-assisted content is subject to editorial review before publication where the current system supports that process.