Frequently Asked Questions

These FAQs cover the most common questions about the debt solutions available to UK consumers. Whether you are looking for an IVA explained in simple terms, want to understand if a Debt Relief Order (DRO) (which covers debts up to £50,000 with a £0 application fee) is right for you, or just want to find free debt advice, we're here to help. You can also explore our Credit Rebuilders Hub and use our Budget Balancer to take control of your finances.

If you need more than just answers, we guide you through solutions like a Debt Management Programme, strategies to stop debt collectors, and vital support via the Mental Health & Money Hub. Get a practical assessment through our Debt Assessment tool, use the Document Generator to help create formal letters, or try the IVA Checker to help determine your eligibility quickly.